One of your biggest dangers as an architect or engineer is that an error or omission in a service you provide can lead to a lawsuit. E&O claims can arise in cases of alleged omissions or mistakes, and such claims can lead to very significant financial loss for your architectural firm.
With E&O insurance, however, you can cover not just your defense costs but any judgments that may arise from the litigation, even if there wasn’t a grain of truth in the original claim. This is coverage that no architectural firm should be without.
Who needs architects errors and omissions insurance?
We typically design these insurance products for larger architectural design and engineering professionals such as the following:
- Structural Design Consultants
- Safety Engineers
- Design Build Engineers
- Drafting Professionals
What kind of coverage is included?
The short answer is…only the kind you really need. Your needs may be different from the firm down the street, so your E&O insurance should be different, too. It covers specific risks that ordinary policies do not, including:
- Structural Defects
- Pollution and Contaminates
- Contingent Bodily Injury
- Innocent Insured Coverage for Dishonest Acts
- Coverage for Independent Contractors
- Design Build Services
Is this plan the right fit for you?
The only way to know that for sure is to look at everything that’s included as it applies to your firm. We invite you to sit down with us and find out. For a free, no-obligations assessment of your current risk, call or email us, or fill out and submit the form on this page.