Error Omissions
Error Omissions
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Error Omissions
Error Omissions

Errors and Omissions Insurance NJ, because one mistake can change everything.

Errors and Omissions insurance is professional liability coverage for claims relating to either providing a professional service or failing to provide a professional service. No matter what profession you’re in, an error or omission – even a simple mistake – which causes financial harm to another, can put you at risk. This type of policy can help protect you or your company from bearing the full cost of defense and damages for lawsuits that may occur. This is a separate coverage from your standard general liability or property insurance.

How does Professional Liability Coverage protect you?

In general, E&O Insurance helps pay for defense costs and damage awards that may be associated with professional liability claims. For example, some defense costs can run into the hundreds of thousands of dollars, even if you are eventually vindicated, so it’s an important coverage to have.

A professional liability claim must allege negligence in either the performance or the failure to perform professional services. These policies have a specific limit of liability and usually include both legal costs and damage awards in a single limit. It’s important to note that this type of insurance coverage does not cover intentional fraudulent or illegal activities or in most policies, punitive damages.

We are the E&O Insurance specialists.

If you are a successful professional, but just purchased a generic policy, you may be opening yourself up to more risks and liability. Have our team of licensed professionals review your policy and we’ll analyze every angle and help protect you and your business from unforeseen risks.

Contact us today for a complimentary policy review (877) 787-5258.

Remember that all policies are unique, therefore, not all claims may be covered. Read your policy carefully and if you need help understanding your coverage, please don’t hesitate to contact us!