Error Omissions
Error Omissions
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Error Omissions
Error Omissions

Errors and Omissions Insurance

Errors and Omissions Insurance, because one mistake can change everything.

Errors and Omissions Insurance (E&O Insurance) is business liability insurance for professionals who incur specific risks in their fields. No matter what profession you’re in, an error or omission—even a simple mistake—which causes financial harm to another can put you at risk. Errors and Omissions Insurance helps protect you or your company from bearing the full cost of defense for lawsuits that may occur. This is a separate coverage from your standard general liability or property insurance.

How does Errors and Omissions Insurance protect you?

In general, Errors and Omissions insurance helps pay for defense costs and damage awards that may be associated with professional liability claims. Defense costs, for example, can run into the thousands of dollars, even if you are eventually vindicated, so it’s an important coverage to have.

A Professional liability claim must allege negligence in either the performance of or failure to perform Professional Services. Errors and omissions insurance policies, much like Directors and Officers Liability Insurance, have a specific limit of liability and usually include both legal costs and damage awards in a single limit. Errors and Omissions insurance does not cover intentional, fraudulent or illegal activities or in most policies, punitive damages.

We are the Errors and Omissions Insurance specialists.

If you’re a successful professional, but just bought a generic Errors and Omissions Insurance policy, you may be opening yourself to more risks and liability. Have our team review your Errors and Omissions Insurance policy, and we’ll analyze every angle and help protect you and the business you’ve built.

Contact us today to review your Errors and Omissions Insurance policy.

Remember all policies are unique, therefore not all claims may be covered. Read your policy carefully, and if you need assistance with errors and omissions insurance, directors and officers insurance, employment practices, or commercial crime, we’re ready to help. Contact us now…and let’s get started!