Error Omissions
Error Omissions
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Error Omissions
Error Omissions

Errors and Omissions

Top Five Reasons You Need To Have E&O Coverage

  • No matter your profession, anyone can make an error or omission which could put you at risk.
  • Defending the reputation of your business can result in lost productivity and extremely high legal costs.
  • Professional liability claims can put both the corporate and business assets at risk.
  • Legal costs to defend a suit, even if frivolous can cost hundreds of thousands of dollars.
  • The cost of settlements and jury verdicts have continued to increase.

Errors and Omissions Insurance – Because one mistake can change everything.

Errors and Omissions insurance is professional liability coverage for claims relating to either providing a professional service or failing to provide a professional service. No matter what profession you’re in, an error or omission – even a simple mistake – which causes financial harm to another, can put you at risk. This type of policy can help protect you or your company from bearing the full cost of defense and damages for lawsuits that may occur. This is a separate coverage from your standard general liability or property insurance.

How does Errors and Omissions Insurance protect you?

In general, Errors and Omissions Insurance helps pay for defense costs and damage awards that may be associated with professional liability claims. For example, some defense costs can run into the hundreds of thousands of dollars, even if you are eventually vindicated, so it’s an important coverage to have.

A professional liability claim must allege negligence in either the performance or the failure to perform professional services. These policies have a specific limit of liability and usually include both legal costs and damage awards in a single limit. Errors and Omissions Insurance does not cover intentional fraudulent or illegal activities or in most policies, punitive damages.

We are the Errors and Omissions Insurance Specialists. We’re here to help!

If you are a successful professional, but just purchased a generic policy, you may be opening yourself up to more risks and liability. Have our team of licensed professionals review your policy and we’ll analyze every angle and help protect you and your business from unforeseen risks.

Contact us today for a complimentary policy review.

Remember that all policies are unique, therefore, not all claims may be covered. Read your policy carefully and if you need help understanding your coverage, please don’t hesitate to contact us!


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Errors & Omissions

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